Payment bros been overcharging since dial-up, time to roast ’em and vibe in financial freedom with PayRam

About PayRam

PayRam is the world’s first self-hosted stablecoin payments gateway built to help merchants, builders, and creators become their own payment processors.
Instead of trusting centralized platforms that freeze accounts, delay payouts, and control your cash flow, PayRam lets you own your checkout, settle payments directly on-chain, and define your own policies.
No middlemen. No “compliance holds.” No payout delays.Just fast, censorship-free, stablecoin payments that move as quickly as you build.
PayRam exists to widen access to commerce, empowering anyone, anywhere, to get paid without asking for permission.
In a world where the biggest gatekeepers can silence your business with a single API call, PayRam gives you merchant sovereignty, total control over your money, your infra, and your future.
Now, it’s time to turn that mission into a movement.

Mission

Let’s be real, payments today are a joke.You can have the best product in the world, but one frozen payout, one “policy violation,” or one random compliance email can kill your cash flow.
Meanwhile, Web3 builders are settling funds directly, on-chain, without asking anyone for permission.
This market invites the community to roast:
  • Payment processors that freeze merchant accounts for “security.” Roast them.
  • Gatekeepers that block regions in the name of “compliance.” Roast them.
  • The “innovation” teams that still can’t process stablecoins. Roast them.
  • Platforms that take a 3% cut just to say “Payment Successful.” Roast them.
  • Every “trust us” custodian who still flips the kill switch. Roast them.
And while you’re at it, share your funniest or sharpest roasts and real stories of frozen payouts or blocked transactions, and highlight the builders behind PayRam, the crew leading the wave for decentralized, stablecoin payments. Backed by PayRam’s censorship-free, self-hosted payment setup, these builders are proving that owning your checkout isn’t just a flex, it’s survival.
Because in 2025, your money should move at the speed of your memes, not your payment processor’s approval email.

Scope Detail

  • Follow and tag    PayRam  and  Badchain  on X in your submission.
  • Join  Roaster X community  and post your roast in that community.
  • Use at least one core keyword (see section below).
  • Optional but encouraged: reply or quote other participants to interlink discussions.
  • During the campaign, if you come across conversations about payments, stablecoins, or middlemen on CT, roasters are encouraged to drop a mention of PayRam to spread the word, keep the conversation flowing, and the narrative hot.
  • Avoid botting for engagement or using AI-generated/plagiarized text content; such submissions will be disqualified.

Core Keyword Clusters

Use these core keyword clusters in your roasts, threads, and memes to anchor the narrative around decentralized payments, merchant sovereignty, and financial freedom all tying back to PayRam’s mission to help merchants own their checkout and transact without gatekeepers. 

Payments & Control

  • decentralized payments
  • permissionless payments
  • self-hosted checkout
  • censorship-free payments
  • merchant control / merchant sovereignty
  • borderless payments
  • direct settlement

Stablecoins & Private Payments

  • stablecoin payments / stablecoin settlement
  • private stablecoin payments
  • permissionless commerce
  • decentralized commerce

Gatekeeper Behaviours

  • frozen funds / payout delays
  • hidden fees / fx spread
  • policy kill switch / compliance hold
  • blacklisted merchants / geo bans
  • account freeze / downtime / rate limit

Tech & Infrastructure

  • on-chain infra / crypto rails
  • composable commerce / programmable payments
  • L2 settlements
  • non-custodial gateway / wallet-based gateway

Ideological Anchors

  • financial sovereignty / merchant freedom
  • freedom to transact / open commerce
  • decentralized future / onchain economy
  • own your checkout / self-custody

Emotional Hooks

  • cashflow starvation / liquidity freeze
  • blocked growth / dependency tax
  • censorship resistance / trustless economy

Submission Requirements

  • Submissions should be in the form of creative "roast" content.
  • You can write threads and create videos
  • Content must be original and based on actual product usage.
  • To make sure your roast counts:
  • Post the roast publicly on your profile
  • Drop the link in the Roaster Community. If you post directly in the Community (without posting publicly), it won’t be tracked since the Roaster community is private.
  • Your tweets will be automatically synced on  roaster.fun 
  • Each tweet you post will be given a roast score and ranked on  roaster.fun , contributing to the Roast Mindshare of the campaign.

Resources

  • Website:  www.payram.com 
  • PayRam CoinTelegraph Announcement Tweet: <add link>
  • PayRam manifesto:  Notion link 
  • PayRam master doc:  Notion link 
  • Docs:  www.docs.payram.com 
  • X Account:  @PayRamApp 

Judging Criteria

  • Creativity: How original and "spicy" is the roast?
  • Style: Effective use of memes, punchlines, GIFs, and other engaging elements.
  • Bonus Points: Submissions that evoke both laughter and emotional impact.

Terms

This market exists to spread the word about PayRam and give everyone a safe place to absolutely cook the middlemen.
Sponsors won’t be sliding into your DMs with feedback, we’ll be too busy laughing, crying, and wondering how payment processors still get away with it.
By joining, you confirm that you’re here to roast responsibly (or at least creatively).Accept your fate if your roast is mid, your Roast Score will say it louder than we ever could.
Remember: this isn’t just about roasting the old guard, it’s about building the new one. We’re not mocking payment processors for fun; we’re crowning the ones who built freedom into their code.